Comments on: Financial Peace University – My FPU Todo List http://www.BorrowFromNone.com/2010/03/financial-peace-university-my-fpu-todo-list/ Blending simple and straightforward financial discussion with Biblical principles to assist normal people like us in being good stewards of our finances. This site includes tips for increasing income, reducing expenses, getting out of debt, saving, investing, and being content. Wed, 25 Jan 2012 13:46:22 -0700 http://wordpress.org/?v=abc hourly 1 By: Tax Preparation services http://www.BorrowFromNone.com/2010/03/financial-peace-university-my-fpu-todo-list/comment-page-1/#comment-4433 Tax Preparation services Mon, 25 Jul 2011 13:52:50 +0000 http://www.BorrowFromNone.com/?p=2257#comment-4433 I love the plan. I always forget about selling / getting rid of all the old things that I don't use. Great ideas. .-= Tax Preparation services´s last blog ..<a href="http://www.theonlinetaxprofessional.com/1040-form/" rel="nofollow">1040 Form</a> =-. I love the plan. I always forget about selling / getting rid of all the old things that I don’t use. Great ideas.
.-= Tax Preparation services´s last blog ..1040 Form =-.

]]> By: John http://www.BorrowFromNone.com/2010/03/financial-peace-university-my-fpu-todo-list/comment-page-1/#comment-1936 John Sat, 13 Mar 2010 15:15:14 +0000 http://www.BorrowFromNone.com/?p=2257#comment-1936 @Grant - Thanks for the challenge and you make a great point about the credit cards. I haven't sold my wife on going completely cash yet - it's something we're still discussing. Since we always pay them off each month, I don't think she sees the difference between credit and debit cards. So, although we aren't all the way there, getting rid of most of the cards is at least a step in the right direction. I guess you could say we're going in baby steps with it! Maybe the next baby step, since we can't seem to pull the trigger all the way, would be to at least remove the cards from our wallets. Congrats on reaching step 7 - that still seems like a long way off for me! @Grant – Thanks for the challenge and you make a great point about the credit cards. I haven’t sold my wife on going completely cash yet – it’s something we’re still discussing. Since we always pay them off each month, I don’t think she sees the difference between credit and debit cards. So, although we aren’t all the way there, getting rid of most of the cards is at least a step in the right direction. I guess you could say we’re going in baby steps with it! Maybe the next baby step, since we can’t seem to pull the trigger all the way, would be to at least remove the cards from our wallets. Congrats on reaching step 7 – that still seems like a long way off for me!

]]> By: Grant Huggins http://www.BorrowFromNone.com/2010/03/financial-peace-university-my-fpu-todo-list/comment-page-1/#comment-1935 Grant Huggins Sat, 13 Mar 2010 13:07:29 +0000 http://www.BorrowFromNone.com/?p=2257#comment-1935 John: My wife and I are FPU leaders, currently in our 4th class. We are still working on many things, but are finally in Baby Step 7. It is a road worth travelling!!! Would challenge you on one category. Your Blog is titled "Borrow from None" (which I love), but your approach to CREDIT Cards sounds like "Borrow from Some". Have you really changed your behavior if you cut up SOME or MOST of the cards? As Dave points out, Debit Cards can do everything Credit Cards can, except run up debt or serve as an emergency fund! We are living debt-free personally and with our small business, and it is the only way to go!! Keep up the good work and get out the scissors! John: My wife and I are FPU leaders, currently in our 4th class. We are still working on many things, but are finally in Baby Step 7. It is a road worth travelling!!! Would challenge you on one category. Your Blog is titled “Borrow from None” (which I love), but your approach to CREDIT Cards sounds like “Borrow from Some”. Have you really changed your behavior if you cut up SOME or MOST of the cards? As Dave points out, Debit Cards can do everything Credit Cards can, except run up debt or serve as an emergency fund! We are living debt-free personally and with our small business, and it is the only way to go!! Keep up the good work and get out the scissors!

]]> By: John http://www.BorrowFromNone.com/2010/03/financial-peace-university-my-fpu-todo-list/comment-page-1/#comment-1920 John Fri, 12 Mar 2010 04:35:19 +0000 http://www.BorrowFromNone.com/?p=2257#comment-1920 @Deacon - thanks very much for the positive feedback! It's inspiring to hear someone who has been down the path already telling you that the path is worth traveling! @Deacon – thanks very much for the positive feedback! It’s inspiring to hear someone who has been down the path already telling you that the path is worth traveling!

]]> By: Deacon Bradley http://www.BorrowFromNone.com/2010/03/financial-peace-university-my-fpu-todo-list/comment-page-1/#comment-1919 Deacon Bradley Fri, 12 Mar 2010 04:16:37 +0000 http://www.BorrowFromNone.com/?p=2257#comment-1919 LOVE your attitude and plan John! Here are a few thoughts on some of your items: Cash Trail: This was tough to get used to for me, but in retrospect it accelerated my success by developing new emotions about spending money. I highly recommend it! Cut up the cards: Always a win! I did the same thing a few years back and love my new life. Budget: I'd say this is the highest priority. It will take a few months to get it working well, but if you stick to it you'll surely succeed. Check out some of my posts about budgeting for some tips. ID-Theft: Zandar. 10 min. 12.50/month. Done! The hardest part is getting on the right track and I'm excited for you and your family you've got a great plan. This process will certainly have an extreme positive impact on your entire family. So cool! LOVE your attitude and plan John! Here are a few thoughts on some of your items:

Cash Trail: This was tough to get used to for me, but in retrospect it accelerated my success by developing new emotions about spending money. I highly recommend it!

Cut up the cards: Always a win! I did the same thing a few years back and love my new life.

Budget: I’d say this is the highest priority. It will take a few months to get it working well, but if you stick to it you’ll surely succeed. Check out some of my posts about budgeting for some tips.

ID-Theft: Zandar. 10 min. 12.50/month. Done!

The hardest part is getting on the right track and I’m excited for you and your family you’ve got a great plan. This process will certainly have an extreme positive impact on your entire family. So cool!

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