Comments on: Coveting a Smaller Mortgage

By: John Carmer

John Carmer — Thu, 10 Dec 2009 14:49:49 +0000

You have a very useful blog. I am surely going to bookmark it right now. I have been into heavy debt for past 2 years and my life seems so hard. I searched for solution on the internet, blogs and forums. I got some help but that was not enough for debt settlement. I have Google a lot and have seen something about debt relief companies offering affiliate programst . Can you guys help me to find some more information on debt relief companies offering affiliate programs?

By: Jean

Jean — Fri, 06 Nov 2009 16:54:59 +0000

ï»¿Nice post…

I bookmark your website…

By: John

John — Fri, 29 May 2009 11:48:58 +0000

@Christina – that is a great testimony to the power of prudent and commonsense planning – thanks very much for sharing!

@THR – It is sometimes hard not to get carried away when house shopping (that’s why the realtors sometimes show you houses above your price range, right?) Good luck with your search.

@Rick – I agree – I occasionally run the numbers on how quickly I could save if I didn’t have to pay that mortgage every month.

@ChristianPF – that is a really, really great point….a bit different, indeed!

By: John

John — Fri, 29 May 2009 11:40:27 +0000

@Carl, Thanks so much for the very kinds words – I appreciate them. Have a great weekend!

By: Carl

Carl — Thu, 28 May 2009 13:30:36 +0000

I am so thankful for this blog. I read several different financial blogs, and it seems that the majority of them now do focus on being financially responsible. However, they don’t hit the nail on the head like your blog does.

Borrow from none.

Don’t be a slave to debt.

Listen to the wisdom of the Bible.

I know that this doesn’t directly relate to your blog post; I’ve just been a bit frustrated with several blogs that I’ve been reading recently. Borrow from None is a breath of fresh air.

Keep it up.

By: ChristianPF

ChristianPF — Mon, 25 May 2009 15:03:09 +0000

great points for first time home buyers, I particularly like the point about setting your own price rather than just going with whatever the lender says you are approved for – if everyone would have done that the last 5 years, things would be a bit different now…

By: Rick Vaughn

Rick Vaughn — Sun, 24 May 2009 01:48:21 +0000

Getting to the point of not paying a mortgage would really "skyrocket" your wealth. This is certainly something to shoot for. Just found out that my home lost $15,000 on my tax assessment. Don't think I'll be moving anytime soon! Rick Vaughn´s latest blog post...Wealth is a Team Sport

By: The Happy Rock

The Happy Rock — Sat, 23 May 2009 04:33:39 +0000

We have been having similar discussions, because we are looking to move up in house. Our family of 4 lives in a 950sqft condo and we are ready. I recently saw my wife considering a $440,000 house, which IMO although we could probably make it work with a lot of effort would destroy our freedom. I want a house that enables us to focus on the things that are really important, not bind us to a mortgage payment and certain jobs. My wife sees the benefits of having a a place for your memories, an expression of us, a sanctuary, and something that brings you joy. Together we will end up making a great decision, but it will take some good discussions and prayer. The Happy Rock´s latest blog post...Carnival of Top Personal Finance Posts #3 up at Budgets Are Sexy

By: Christina

Christina — Fri, 22 May 2009 15:13:32 +0000

I love that you mentioned not letting the mortgage company decide how much you should borrow. When we bought our first house, it was $30,000 less than what the bank said we could afford. And it's a good thing - shortly after we purchased it we found out I was pregnant. I was able to stay home with her because our mortgage wasn't outrageous! Christina´s latest blog post...Weekly Link Love