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	<title>Comments on: Four Techniques for Executing a Spending Plan</title>
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	<link>http://www.BorrowFromNone.com/2008/09/four-techniques-for-executing-a-spending-plan/</link>
	<description>Blending simple and straightforward financial discussion with Biblical principles to assist normal people like us in being good stewards of our finances. This site includes tips for increasing income, reducing expenses, getting out of debt, saving, investing, and being content.</description>
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		<title>By: Jonathan@Friends&#38;Money</title>
		<link>http://www.BorrowFromNone.com/2008/09/four-techniques-for-executing-a-spending-plan/comment-page-1/#comment-498</link>
		<dc:creator>Jonathan@Friends&#38;Money</dc:creator>
		<pubDate>Tue, 31 Mar 2009 18:34:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.BorrowFromNone.com/?p=600#comment-498</guid>
		<description>I think that it is also important to get the whole family involved in budget planning as it means that they have an understand of the financial pressures that the family are under and have a better understanding of why they can&#039;t keep spending without regard for others

&lt;abbr&gt;&lt;em&gt;Jonathan@Friends&amp;Money&#180;s latest blog post...&lt;a href=&quot;http://www.friendsandmoney.co.uk/index.php/2009/03/how-to-talk-about-debt-problems-with-family-members/&quot; rel=&quot;nofollow&quot;&gt;How To Talk About Debt Problems With Family Members&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I think that it is also important to get the whole family involved in budget planning as it means that they have an understand of the financial pressures that the family are under and have a better understanding of why they can&#8217;t keep spending without regard for others</p>
<p><abbr><em>Jonathan@Friends&amp;Money&#180;s latest blog post&#8230;<a href="http://www.friendsandmoney.co.uk/index.php/2009/03/how-to-talk-about-debt-problems-with-family-members/" rel="nofollow">How To Talk About Debt Problems With Family Members</a></em></abbr></p>
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		<title>By: Gholmes</title>
		<link>http://www.BorrowFromNone.com/2008/09/four-techniques-for-executing-a-spending-plan/comment-page-1/#comment-122</link>
		<dc:creator>Gholmes</dc:creator>
		<pubDate>Tue, 09 Sep 2008 15:37:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.BorrowFromNone.com/?p=600#comment-122</guid>
		<description>We will see on the debit card as it is only the 2nd month for us.  Quicken requires I sign on and then let wife know where we are at.  Last month we overspent on pets and household without knowing it.  With cash envelopes we would have seen we were out and made the decision to wait to the upcoming payday or reallocate from another envelope.</description>
		<content:encoded><![CDATA[<p>We will see on the debit card as it is only the 2nd month for us.  Quicken requires I sign on and then let wife know where we are at.  Last month we overspent on pets and household without knowing it.  With cash envelopes we would have seen we were out and made the decision to wait to the upcoming payday or reallocate from another envelope.</p>
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		<title>By: John</title>
		<link>http://www.BorrowFromNone.com/2008/09/four-techniques-for-executing-a-spending-plan/comment-page-1/#comment-121</link>
		<dc:creator>John</dc:creator>
		<pubDate>Tue, 09 Sep 2008 14:27:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.BorrowFromNone.com/?p=600#comment-121</guid>
		<description>@GHolmes - That&#039;s good feedback.  It&#039;s interesting that the envelope system worked much better than just the debit card.  I guess a debit card is too much like a credit card in that you still don&#039;t &quot;feel the pain&quot; of the purchase like you do with cash?</description>
		<content:encoded><![CDATA[<p>@GHolmes &#8211; That&#8217;s good feedback.  It&#8217;s interesting that the envelope system worked much better than just the debit card.  I guess a debit card is too much like a credit card in that you still don&#8217;t &#8220;feel the pain&#8221; of the purchase like you do with cash?</p>
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		<title>By: GHolmes</title>
		<link>http://www.BorrowFromNone.com/2008/09/four-techniques-for-executing-a-spending-plan/comment-page-1/#comment-120</link>
		<dc:creator>GHolmes</dc:creator>
		<pubDate>Tue, 09 Sep 2008 13:35:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.BorrowFromNone.com/?p=600#comment-120</guid>
		<description>We did the full blown cash envelope system as we got out of debt (except the house).  I am trying quicken on line (2nd month) and just the debit card but still not making fast headway in saving 6 months of living expenses.  Thinking of going back to full blown evelope system again.  At first wife didnt like the cash idea but it worked.</description>
		<content:encoded><![CDATA[<p>We did the full blown cash envelope system as we got out of debt (except the house).  I am trying quicken on line (2nd month) and just the debit card but still not making fast headway in saving 6 months of living expenses.  Thinking of going back to full blown evelope system again.  At first wife didnt like the cash idea but it worked.</p>
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